Reverse Mortgage Equity Access

Estimate the maximum equity a homeowner aged 55+ may access through a reverse mortgage, by age and home value.

For homeowners 55 and older, a reverse mortgage turns equity into tax-free cash with no required monthly payments. This estimates how much you could access based on age, home value, and province.

Have a real scenario? Talk it through — Reverse Mortgage

Home valueAge of oldest borrowerReverse mortgages require the oldest borrower to be at least 55.Province

$300,000

Estimated maximum equity access

Access percentage (by age): 30%
Home value: $1,000,000

Request an assessment

Email me this estimate

Get a branded PDF of this scenario — sent to your inbox.

NameEmail

I agree to receive my estimate and occasional mortgage rate updates and offers from GTA Lenders by email. I can unsubscribe at any time. (Required to email the PDF.)

Terms, in plain language

Reverse mortgage: A loan for homeowners 55+ that turns home equity into tax-free cash with no required monthly payments. The balance is repaid when the home is sold or the owner moves out.
Equity: The portion of your home you own outright — its value minus any mortgage still owing.
Access percentage: The share of your home’s value you can borrow. It rises with age, since the loan is expected to run for fewer years.