Land Transfer Tax Calculator

Estimate Ontario provincial and Toronto municipal land transfer tax, including first-time buyer rebates.

Land transfer tax is one of the largest closing costs, and in Toronto you pay it twice — provincially and municipally. First-time buyers may qualify for rebates that meaningfully cut the bill.

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Purchase priceProperty is in the City of Toronto (adds municipal LTT)First-time home buyer (applies rebates)

$32,950

Total land transfer tax

Ontario LTT: $16,475
Toronto MLTT: $16,475

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Terms, in plain language

Land transfer tax (LTT): A one-time tax you pay when a property changes hands. Ontario charges it province-wide; Toronto adds a second municipal tax on top.
First-time buyer rebate: A refund of part of the land transfer tax for people buying their first home — up to set maximums provincially and in Toronto.